Can hail claim be denied if car is not garaged?
Short answer? No.
No, your auto insurance company shouldn’t be able to deny your claim just because your car wasn’t in your garage. If you have comprehensive coverage on your vehicle, then its hail damage is covered, minus your deductible. – Penny Gusner | CarInsurance.com ,http://www.foxbusiness.com/personal-finance/2012/04/11/can-hail-claim-be-denied-if-car-is-not-garaged/